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choice3realty.com > Resources > Mortgage Decision Tools
 
     

Mortgage Decision Tools

Buy or Rent Your Next Home
Which best describes your access to a down payment?
"/> I have no savings and no access to a lump sum.
"/> I have some savings, access to a modest lump sum, or both.
"/> I have access to a substantial amount of money.


Fixed or Adjustable Rate Mortgage: Which is Right for You?
Is it likely that you'll be refinancing or otherwise paying off this mortgage early?
"/> Yes
"/> No


Mortgage Points Adviser:
Which rate/points combination is best for you?
How long do you expect to stay in your next home?
(Consider possible relocation for a job, as well as lifestyle changes, such as a growing family, downsizing of home, etc.)
Enter number of years:
Min: 0 Max: 80


15-year or 30-year Mortgage: Which is right for you?
What amount of mortgage are you seeking?

Min: $20,000 Max: $10,000,000


 
 
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