Buying Your Next Home

We provide alternative home buying strategies that puts you in the srongest competitive position. We help you realize your dream in the easiest way possible.

Consider these important next steps:
Before you do anything else, shop for a lender and obtain a home loan pre-approval ⁽¹⁾. Not just pre-qualified; pre-approved. See Financing Contingencies for a brief discussion. Be sure to consider other financial factors such as the relationship between the maximum mortgage, down payment requirements, monthly payments and cash flow. Don't forget insurance, taxes and HOA or Condo fees. If you don't feel comfortable with how it adds up, lower your sights.

In assessing your own needs, consider these four imporatnt factors:

Price range you feel comfortable with,
Size of home to accommodate your family,
Commute restrictions,
Desired neighborhoods or school districts, and
New vs. resale.

Don't be tempted to consider properties outside your criteria or comfort level. You will have many second thoughts and won't be happy with the result. No doubt you know that you can get more home for the money, and perhaps newer, further out in the suburbs.

When you make on offer that contains a home sale contingency you often put yourself at a competitive disadvantage in a strong seller's market. Sometimes there is no other choice. On the other hand, there are ways to avoid this.
See Home Sale Contingency.

There are other considerations. We believe these are the most important.

(1) Warning: There are many sources for financing. Web loan providers do not have a good track record of delivering at closing. Avoid this frustration by seeking help from local, reputable financial institutions or brokers that understand your personal situation and can design a program that fits you. We can put you in contact with lenders and brokers that perform to our high standards.